A conversation between George Aliferis and Lauren Crossett, Head of Commercial at Pinwheel about unlocking the next wave of fintech innovation with income/payroll data connectivity.
Pinwheel is the leading payroll connectivity API company used to securely access income and employment data. The "income data layer" has the potential to ignite a "Fintech 2.0" in the same way that Open Banking / Plaid ushered in Fintech 1.0 with connectivity to financial institutions.
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USEFUL LINKS
Company website https://www.pinwheelapi.com/
API docs https://docs.pinwheelapi.com/reference/api-overview?&
Lauren Crossett
https://www.linkedin.com/in/lauren-crossett-b3752126/
https://twitter.com/laurencrossett
TIMESTAMPS
00:00 Introduction to Pinwheel - the income layer for financial services
02:40 The Direct Deposit opportunity
04:10 How payroll connectivity works for employees
05:57 A new layer of financial data - similarities with Open Banking
07:41 The employer perspective: how to offer better benefits to employees
08:32 How financial institutions harness payroll connectivity via Pinwheel's API
11:30 Behind the scenes: establishing the connectivity and removing the complexity
13:43 A look at Pinwheel's commercial activities
15:14 Pinwheel's exponential growth
18:34 The impact of the latest $50m funding round on Pinwheel
19:53 Lauren Cossett's outlook on payroll connectivity
22:06 Alternative career path
22:40 How I invest personally
WATCH CLIPS FROM THE INTERVIEW
CONNECT
#payrollapi #fintech
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